Chesterfield, Wildwood and West St. Louis County real estate and homes for sale in Missouri - Karen Wagner, REALTOR® Karen Wagner REALTOR(r) for Chesterfield, Wildwood and West St. Louis County, Missouri real estate - NUMBER1EXPERT™ Karen Wagner NUMBER1EXPERT(tm) for Chesterfield, Wildwood and West St. Louis County, Missouri real estate
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Karen Wagner, REALTOR®, real estate agent and broker for Chesterfield, Wildwood and West St. Louis County Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
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First Time Homebuyers: Chesterfield, Wildwood and West St. Louis County Missouri home buying, real estate listings, and homes for sale in St. Louis County, MO
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORS® Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Chesterfield, Wildwood and West St. Louis County real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Closing or Settlement >Real Estate Repairs

In most real estate transactions there are a few responsibilities that the sellers need to handle before the closing, such as repairs and termite extermination. The deadline for completing these obligations usually coincides with the actual closing. Many sellers barely make that deadline. Those who wait until the last minute to handle these matters may miss the deadline altogether or pay high rates in order to get a plumber, roofer or electrician on an emergency basis.

Your buyers will probably get a structural inspection done after the contract is ratified. Within 10 days of the contract's acceptance by all parties, the pest inspection should be scheduled. Even though sellers usually know well in advance what is needed, they sometimes put things off until the buyers have finalized the loan approval process. Since these repairs will have to be made anyway, it is a good idea to get them done promptly.

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Real Estate Trivia
Q 
What was considered the world's tallest building one hundred years ago?

A 
The Eiffel Tower in Paris, France, completed in 1889 and standing 984 feet tall, is still considered one of the world's greatest structures.
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Karen Wagner, REALTOR®, real estate agent and broker for Chesterfield, Wildwood and West St. Louis County Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Karen Wagner
Prudential Alliance Realtors

17050 Baxter Road Ste 200
Chesterfield, MO. 63005
Mobile: 314-307-4663
Direct: 636-530-4014
Toll Free: 800-738-0300
Fax: 636-537-2405
Email: karenwagner@NUMBER1EXPERT.com

My Focus is YOU. Every person is unique – and each Real Estate situation is different. You'll never find a cookie-cutter approach with me. I want to take the time to understand your unique lifestyles and goals. Only then can we formulate a comprehensive strategy to meet your individual needs.

Whether you're a first time home buyer, a seasoned seller or a corporate transferee, I customize services to meet your needs. My commitment is to YOU and I'm only satisfied when YOU are satisfied.

GRICRSMLSREALTOREqual HousingABReProSRES


Prudential Alliance Realtors real estate and homes for sale in Chesterfield, Wildwood and West St. Louis County Missouri

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