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"My husband and I have worked with several realtors over the past 5 years and Karen far exceeded our expectations!"
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About the St. Louis, Central and West St. Louis County, and St. Charles County, Missouri Area The St. Louis is a great place to live! The St. Louis metropolitan area, St. Louis City and County and the surrounding counties such as St. Charles and Jefferson, is the 18th largest population center in the United States. With approximately 3 million people. St. Louis boasts a healthy and growing climate. Because of its historic role in the nation's westward expansion, St. Louis is nicknamed the "Gaterway to the West" The 630 ft tall stainless steel Gareway Arch is the tallest man-made manument in the United States. Each year tens of thousands of visitors from all over the world take the ride to the top of the Arch for a stunning view of the St. Louis Metropolitan Area. To Take a quick tour of St. Louis, CLICK HERE Soon you will be able to find many pictures of the St. Louis area and information about various cities in St. Louis County and St. Charles County. 
Feel free to request my Free St. Louis Area Relocation Package. It's packed full of useful and important information about the Metropolitan St. Louis area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out... 
Financing Your Home >The Margin on an ARM When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.
Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.
If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.
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| Q |
Where can you find the world's largest residential palace?
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| A |
The Istana Nurul Iman, palace of the Sultan of Brunei, includes 2,152,782 square feet, 1,788 rooms, 257 bathrooms and a 110-car garage. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
